Profile of Foreign Bank which Operates in Indonesia

Citibank, one of the major international banks, is the consumer banking arm of financial services giant Citigroup. Citibank was founded in 1812 as the City Bank of New York, later First National City Bank of New York. As of March 2010, Citigroup is the third largest bank holding company in the United States by total assets, after Bank of America and JPMorgan Chase.
Citibank has retail banking operations in more than 160 countries and territories around the world. More than half of its 1,400 offices are in the United States, mostly in New York City, Chicago, Los Angeles, the San Francisco Bay Area, Washington, D.C. and Miami. More recently, Citibank has expanded its operations in the Boston, Philadelphia, Houston, and Dallas metropolitan areas.
In addition to the standard banking transactions, Citibank offers insurance, credit cards and investment products. Their online services division is among the most successful in the field claiming about 15 million users.
As a result of the global financial crisis of 2008–2009 and huge losses in the value of its subprime mortgage assets, Citibank was rescued by the U.S. government under plans agreed for Citigroup. On November 23, 2008, in addition to initial aid of $25 billion, a further $25 billion was invested in the corporation together with guarantees for risky assets amounting to $306 billion Since this time, Citibank has repaid its government loans in full.

How Managers and Workers Rated Ten Job Conditions

Job Conditions	Workers Rating	Managers Rating	Reason
Full appreciation for work done	1st	8st	-Workers Rating- Because a worker should get a reward for her achievement so the workers will be the spirit of the work. -Managers Rating- a manager does not prioritize an appreciation for him because he basically had to do the best in performing their duties.
Feeling “in” on things	4th	10th	-Workers Rating- workers must have a certain feeling as to why he may like something related to their job. -Managers Rating- a manager does not focus on what she likes to do a job. most importantly how a manager can work in accordance with the provisions.
Sympathetic understanding of personal problems	9th	9th	-Workers Rating- a worker usually is not sympathetic to the difficulties experienced by other workers. -Managers Rating- managers rarely understand the problems occurred. The most important is how he can work optimally.
Job Security	7th	2nd	-Workers Rating- a worker need insurance to be more safe in a working because insurance is necessary although not prioritized. -Managers Rating- a manager more prioritized job security because if there is an accident at work then he can use it and can do the job very well.
Good Wages	3rd	1st	-Workers Rating- a worker usually choose a job with a good wages. -Managers Rating- manager is very prioritize comparable wages to his ability in the work.
Interesting Work	2nd	5st	-Workers Rating- workers chose an interesting job, they will prioritize it. -Managers Rating- manager works according to his ability even though the job interesting or uninteresting.
Promotion and Growth with Company	5st	3rd	-Workers Rating- most workers do not prioritize promotion in the company, because they work according to ability and procedures is the main thing. -Managers Rating- a manager needs to get a promotion at his company because  the manager can develop the ability to become a more professional managers.
Management loyalty to workers	10st	6st	-Workers Rating- workers may not be loyal to the manager so that workers are not attached by the manager. -Managers Rating- a manager usually likes a professionals worker that can make managers loyal to the workers.
Good Working Conditions	8th	4th	-Workers Rating- the success of a work team can be seen from each individual worker because cooperation in a team work. but it is not prioritized while each individual still has a good ability to work. -Managers Rating- a manager requires good teamwork to support the success of the job, because a manager may not be able to handle a problem without the cooperation.
Tactful disciplining	6th	7th	-Workers Rating- workers are required to have a high discipline in order to be able to work in accordance with the procedure. -Managers Rating- a manager is required to have a high discipline in order to be an example for employees.